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Financing

Financing is available on nearly all of our new products.  You may also find attractive rates at your local banks.  Come see us anytime to check on special financing promotions and to fill out a credit application.

 

Financed by:               finance_sh 

  Sheffield Financial
Sheffield FinancialDo you want to make money with your Scag mower before you have to pay for it? You can mow for months without a single payment. Scag Power Equipment and Sheffield Financial offer a number of special retail finance programs throughout the year that can greatly improve your profitability and cash flow. Once the complete application is received, a credit decision is usually made within 15 minutes. 

- Sheffield Financial on-line credit application.
- Sheffield Financial printable credit application. (pdf file)

Programs
Programs
loan calculator

 

AVAILABLE FINANCING PROGRAMS (through September 30, 2013)
0% for 48 Months 0% for 48 Months: CONSUMER USE ONLY. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on minimum bureau risk score of 760 and debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  An origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag  equipment purchased from a participating Scag dealer through September 30, 2013.  Offer subject to change without notice.  [“E” means estimate.]
6 Months No Interest Until / With Payment / Followed by 3.99% for 36 Months 6 Months No Interest / With Payment / Followed by 3.99% APR for 36 months: CONSUMER USE ONLY. The above financing program is offered by Sheffield Financial, a Division of BB&T Financial, FSB. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. A promotion fee of $50 (consumer use) will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Scag Power Equipment purchased from a participating Scag dealer through September 30, 2013. Offer subject to change without notice. ["E" means estimate.] Commercial/business customers only.
0% for 48 Months / No Payments until 9/1/2013 0% for 48 Months / No Payments until 9/1/2013: BUSINESS / COMMERCIAL USE ONLY. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on minimum bureau risk score of 760 and debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  An origination fee of $125 will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag  equipment purchased from a participating Scag dealer through September 30, 2013.  Offer subject to change without notice.  [“E” means estimate.]
6 Months No Interest / Followed by 3.99% for 36 Months 6 Months No Interest / Followed by 3.99% APR for 36 months: BUSINESS / COMMERCIAL USE ONLY. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company.  Member FDIC. Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available. See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Scag equipment purchased from a participating Scag dealer through September 30, 2013. Offer subject to change without notice.  [“E” means estimate.]
0% for 36 Months 0% for 36 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Scag equipment purchased from a participating Scag dealer through September 30, 2013. Offer subject to change without notice.  [“E” means estimate.]
3.99 APR for 48 Months 3.99% APR for 48 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less.  Minimum Amount Financed $1,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  An origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag equipment purchased from a participating Scag dealer through September 30, 2013.  Offer subject to change without notice.  [“E” means estimate.]
3.99 APR for 60 Months 3.99% APR for 60 Months: CONSUMER OR BUSINESS USE. The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC.  Subject to credit approval.  Approval, and any rates and terms provided, are based on credit worthiness.  Other financing offers are available.  See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less.  Minimum Amount Financed $2,500; Maximum Amount Financed $50,000.  Other qualifications and restrictions may apply.  An origination fee of $50* will be added to the amount financed in the above example.  Financing promotions void where prohibited.  Offer effective on all new and unused Scag equipment purchased from a participating Scag dealer through September 30, 2013.  Offer subject to change without notice.  [“E” means estimate.]
The payment amount and interest rate may vary based on credit worthiness of applicant. A documentation fee will apply. See dealer for details.

 

   Yard Card
Yard CardFill out an Application
Click here for the Yard Card Consumer Credit Application (pdf)
Click here for the Yard Card Commercial Credit Application (pdf) 

 

AVAILABLE YARD CARD FINANCING PROGRAMS (through September 30, 2013)
18 Months Deferred Interest with Payments 18 Months Deferred Interest with Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. During the 18 month promotional period a minimum monthly payment of 1% of the purchase balance is required as disclosed on the billing statement.  Interest charges accrue from the date of purchase until the end of the promotional period.  Accrued interest charges are added to the account if the original purchase amount and any applicable fees or charges are not paid in full by the expiration of the promotional offer period.  After the promotional offer period expires the minimum payment will increase to the greater of $25 or 3.5% of the account balance and interest will be charged at the APR for Purchases on any remaining balance until paid in full.  The APR for Purchases is 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction.
1.99% APR for 60 Months Equal Payments 1.99% APR for 60 Months Equal Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. A Reduced APR of 1.99% will apply to the purchase during the 60 month promotional period. A minimum payment equal to 1.75% of the Purchase Amount is due each month. If your account becomes 60 days past due the penalty APR will apply. After the promotional period expires, interest will be charged at the APR for Purchases on any remaining balances until paid in full. The APR for Purchases is 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction.
4.90% APR for 48 Months Equal Payments 4.90% APR for 48 Months Equal Payments: The offer is subject to credit approval on a Yard Card or Yard Card Plus credit card account. A Reduced APR of 4.90% will apply to the purchase during the 48 month promotional period. A minimum payment equal to 2.30% of the Purchase Amount is due each month. If your account becomes 60 days past due the penalty APR will apply. After the promotional period expires, interest will be charged at the APR for Purchases on any remaining balances until paid in full. The APR for Purchases is 22.99-28.99%. Current Penalty APR 28.99-29.99% will be applied to the account if it becomes 60 days past due. APRs may vary with the market based on the Prime Rate. Minimum interest charge $2.00. A one-time promotional fee of $125 will be applied to the account for this transaction.


Yard CardFill out an Application
Click here for the Yard Card Consumer Credit Application (pdf)
Click here for the Yard Card Commercial Credit Application (pdf) 


Questions? Call Yard Card Toll Free: 1-800-538-3638 (Merchant Services Dept.) 

OTHER SPECIAL FINANCING DEALS may also available in your area.
Contact your local Scag dealer today for the BEST financing rates and programs!

* New equipment only. All loans subject to approval. Prices do not include tax, documentation fees, setup charges or other fees that may apply. Monthly payment numbers are for example only. Your Scag dealer can give you an accurate monthly payment based upon pricing and variables in your area. Available to qualified buyers with rates dependent on credit records and credit score. Not all customers will qualify for the above listed programs. Higher rates may apply for buyers with marginal credit. "No down payment" offers do not apply to buyers with marginal credit. Customer processing fee may be charged. Excludes buyers with marginal credit. Rate subject to change if prime interest rate increases. NOTE: ALL INFORMATION SUBJECT TO CHANGE WITHOUT NOTICE OR OBLIGATION. All programs and specials are SUBJECT TO DEALER PARTICIPATION; contact your local Scag dealer. All loans subject to credit approval. Ask your Scag Dealer for details. Not all programs shown on the loan calculator may be available for Scag purchases. Please see your Scag dealer for details on available program options. This is an estimate only. The payment amount and interest rate may vary based on credit worthiness of applicant. Rates are subject to change if prime interest rate increases.